[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.galium.cz\/na-problemy-jsou-tu-pujcky\/#Article","mainEntityOfPage":"https:\/\/www.galium.cz\/na-problemy-jsou-tu-pujcky\/","headline":"Na probl\u00e9my jsou tu p\u016fj\u010dky","name":"Na probl\u00e9my jsou tu p\u016fj\u010dky","description":"Hlavn\u00edm \u00fakolem soukrom\u00fdch podnikatel\u016f je do n\u011b\u010deho m\u00e9n\u011b investovat a v\u00edc z toho z\u00edskat. A to proto, \u017ee je takto vznikaj\u00edc\u00ed rozd\u00edl mezi v\u00fddaji a p\u0159\u00edjmy jejich ziskem, ze kter\u00e9ho pak maj\u00ed \u017e\u00edt. A je snad ka\u017ed\u00e9mu z n\u00e1s jasn\u00e9, \u017ee kdyby n\u011bkdo z podnikatel\u016f do sv\u00e9ho byznysu v\u00edc vkl\u00e1dal, ne\u017e by se mu vracelo, […]","datePublished":"2024-01-19","dateModified":"2024-02-19","author":{"@type":"Person","@id":"https:\/\/www.galium.cz\/author\/#Person","name":"","url":"https:\/\/www.galium.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0379e0c919e89f337c2f51ff1404922f8441b43281fb91f3719df99f70b9888f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0379e0c919e89f337c2f51ff1404922f8441b43281fb91f3719df99f70b9888f?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"galium.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.galium.cz\/wp-content\/uploads\/f%20ffff_1.jpg","url":"https:\/\/www.galium.cz\/wp-content\/uploads\/f%20ffff_1.jpg","height":0,"width":0},"url":"https:\/\/www.galium.cz\/na-problemy-jsou-tu-pujcky\/","about":["Pen\u00edze"],"wordCount":450,"articleBody":"   Hlavn\u00edm \u00fakolem soukrom\u00fdch podnikatel\u016f je do n\u011b\u010deho m\u00e9n\u011b investovat a v\u00edc z toho z\u00edskat. A to proto, \u017ee je takto vznikaj\u00edc\u00ed rozd\u00edl mezi v\u00fddaji a p\u0159\u00edjmy jejich ziskem, ze kter\u00e9ho pak maj\u00ed \u017e\u00edt. A je snad ka\u017ed\u00e9mu z n\u00e1s jasn\u00e9, \u017ee kdyby n\u011bkdo z podnikatel\u016f do sv\u00e9ho byznysu v\u00edc vkl\u00e1dal, ne\u017e by se mu vracelo, \u0161patn\u011b by skon\u010dil. Prod\u011bl\u00e1val by a nem\u011bl by tak ani z \u010deho \u017e\u00edt, ani \u010d\u00edm financovat sv\u00e9 podnikatelsk\u00e9 aktivity a s t\u011bmito souvisej\u00edc\u00ed v\u00fddaje.Podnik\u00e1n\u00ed mus\u00ed b\u00fdt zkr\u00e1tka ziskov\u00e9, aby m\u011blo smysl. Podnikatel\u00e9 by m\u011bli v\u017edycky kon\u010dit v plusu a m\u011bli by m\u00edt p\u0159\u00edjmy, je\u017e uspokoj\u00ed v\u0161echny jejich pot\u0159eby. Jen\u017ee to nen\u00ed nikdy nik\u00fdm zaru\u010den\u00e9, a tak b\u00fdv\u00e1 mnohdy i naprost\u00fd opak pravdou. Je cel\u00e1 \u0159ada p\u0159\u00edpad\u016f, kdy si n\u011bkdy n\u011bkdo z \u0159ad podnikatel\u016f dost nevyd\u011bl\u00e1. A s t\u00edm jsou potom jenom probl\u00e9my.Ale ne v\u017edy jsou p\u0159\u00edjmy ni\u017e\u0161\u00ed ne\u017e v\u00fddaje zase a\u017e takovou katastrofou. N\u011bkdy se jedn\u00e1 pouze o do\u010dasn\u00e9 obt\u00ed\u017ee, je\u017e ur\u010dit\u011b samy pominou. A kdy\u017e jde o n\u011bco, co se d\u00e1 vy\u0159e\u0161it, ur\u010dit\u011b nem\u00e1 smysl s takov\u00fdm byznysem hned skon\u010dit. Lze se p\u0159ece tak\u00e9 obr\u00e1tit na n\u011bkter\u00fd finan\u010dn\u00ed \u00fastav, po\u017e\u00e1dat o podnikatelskou p\u016fj\u010dku, tou zal\u00e1tat moment\u00e1ln\u00ed d\u00edry v podnikov\u00e9m rozpo\u010dtu a pak to vyrovnat, a\u017e se zase vyd\u011bl\u00e1.Podnik\u00e1n\u00ed tedy nekrachuje nevyhnuteln\u011b hned, jakmile se objev\u00ed prvn\u00ed n\u00e1znaky probl\u00e9m\u016f, jakmile za\u010dnou b\u00fdt postr\u00e1d\u00e1ny pen\u00edze. Kdy\u017e m\u00e1 byznys perspektivu, je dobr\u00e9 ho podpo\u0159it p\u016fj\u010dkou, kterou se pozd\u011bji zvl\u00e1dne bez obt\u00ed\u017e\u00ed splatit.A kter\u00e9 p\u016fj\u010dky podnikatel\u016fm ve finan\u010dn\u00ed t\u00edsni pom\u00e1haj\u00ed? O kter\u00e9 tito nej\u010dast\u011bji usiluj\u00ed, a pro\u010d se pr\u00e1v\u011b pro n\u011b rozhoduj\u00ed?\u010casto jsou to nebankovn\u00ed hypot\u00e9ky bez registru, proto\u017ee u t\u011bch se zaru\u010duje spl\u00e1cen\u00ed z\u00e1stavou nemovit\u00e9ho majetku a t\u00edm p\u00e1dem usp\u011bj\u00ed se \u017e\u00e1dost\u00ed o pen\u00edze i ti, kdo by nikde jinde neusp\u011bli. A pro\u010d by m\u011bl n\u011bkdo z podnikatel\u016f s n\u00edzk\u00fdmi p\u0159\u00edjmy a z\u00e1znamy v registrech dlu\u017en\u00edk\u016f \u010dekat t\u0159eba celou v\u011b\u010dnost v bance v nad\u011bji, \u017ee mu tam p\u016fj\u010d\u00ed, kdy\u017e se v\u00ed, \u017ee je to v podobn\u00fdch p\u0159\u00edpadech beznad\u011bjn\u00e9?                                                                                                                                                                                                                                                                                                                                                                                          5\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Na probl\u00e9my jsou tu p\u016fj\u010dky","item":"https:\/\/www.galium.cz\/na-problemy-jsou-tu-pujcky\/#breadcrumbitem"}]}]